# debt payoff

Auto Loan Debt Just Hit $1.69 Trillion: How to Get Back on Track in 2026

My car payment somehow got bigger than I remember agreeing to. Here's the real math behind $1.69 trillion in auto loan debt, and the one phone call that should come before any panic.

The 2% Student Loan Cap Stalled in Congress, and What It Means for Your Balance

A bipartisan bill would cap federal student loan interest at 2% and apply it retroactively. It just hit a political wall. Here's the real math on what it would have done for a balance like mine.